Investment Management Strategies

We strive to uncover our clients’ dreams, goals, ambitions, and risk tolerance which are unique for every client.  We tailor your global asset allocation and account registrations to meet those targets.  We start with a multi-dimensional asset allocation approach known as The ABC’s of Cashflow™.  For your long-term, “Compound” or “C” accounts, we typically use one or a combination of the following strategies:

Foundational Models 

  • Your portfolio will be created from our Foundational Models which are evaluated by our Investment Committee on a recurring basis. 
  • These models are composed of broadly diversified active or passive portfolios, mutual funds, exchange traded funds (ETFs), individual bonds, private equity and real estate investments.  Our investment committee has vetted and approved each position.  This vetting process includes reviewing manager tenure and style, expectations versus actual performance, historical drawdown, peer evaluation, expense ratios and other factors. 
  • Additional benefits include periodic rebalancing to maintain risk/return alignment and tax loss harvesting to provide improved after-tax returns.

Strategic Asset Management 

  • These portfolios are composed of exchange traded funds (ETFs) and low-cost mutual funds that are designed to capture the positive gains of the equity market, while protecting your assets from major market drawdowns. 
  • Our investment committee closely tracks various market and economic indicators, short and long-term trend lines, volatility, and other factors to strategically increase or decrease your market exposure.  
  • The main goal is to capture as much of the upside in the equity markets, while reducing exposure during market corrections. 

Charles Schwab Institutional Intelligent Portfolios 

  • These portfolios are composed of broadly diversified exchange traded funds (ETFs) and low-cost mutual funds. 
  • These models are built on a technology-driven platform which includes automatic rebalancing, no transaction fees, and access to high quality, low-cost funds.  
  • We use tax loss harvesting to provide improved after-tax returns for non-retirement accounts.